Junot, expert in the sale in Bare Ownership & for a Life Annuity
Make the most of your retirement with Junot. Our experts will accompany and guide you throughout the bare ownership or life annuity sale process.
Approach your retirement with complete peace of mind with a bare ownership or a life annuity sale
At Junot, we believe that selling bare ownership or opting for a life annuity is a secure and effective way to approach retirement with peace of mind. This solution empowers you to finance your projects and enhances your financial flexibility. Our experienced team is here to support you every step of the way, ensuring a seamless process and complete peace of mind.
By choosing a bare ownership or life annuity sale through Junot, you gain immediate capital to fund your endeavors and plan your estate. We view this option as an ethical and promising market, prioritizing your well-being every step of the way.
Our specialized team is ready to advise, answer your questions, and guide you toward the best decision for your future.
The benefits available to you
Selling a life annuity or bare ownership offers many opportunities. Explore the advantages in detail to approach your retirement with complete peace of mind.
Enhance your lifestyle with an immediate cash lump sum
Through a bare ownership sale, you receive a cash sum based on your property’s value. Unlike a life annuity, the capital is provided as an upfront lump sum, offering immediate financial flexibility.
Plan for your legacy and support your loved ones
Bare ownership provides an opportunity to financially assist those close to you through partially tax-exempt donations, ensuring you can support your family while planning for the future.
Lower taxes and co-ownership costs
With the new owner taking responsibility for any property maintenance, you can reduce co-ownership charges and eliminate property tax, giving you greater financial freedom.
Continue enjoying your home and lifestyle
By selling the bare ownership of your property, you can retain full use of your home, preserving your daily routines and lifestyle while benefiting from financial security and long-term comfort.
Our tailored solutions to make the most of your retirement with Junot
Bare ownership & life annuity: two modern solutions. Find out more with Junot.
-
![Grandparents with their grandchildren, having entrusted their project to sell their property to Junot]()
The life annuity occupied & unoccupied
Selling a life annuity with JunotBy opting for a life annuity, you can choose either to continue living in it or to vacate it, in return for an initial lump sum ('bouquet') and a regular annuity for life, thus increasing your purchasing power.
-
![Senior couple interested in putting their property up for sale in bare ownership with Junot]()
The bare ownership
Selling bare ownership with JunotYou retain the usufruct of your property while receiving a significant sum, the "bouquet", upon the deed of sale signed with the notary. This solution allows you to receive a single lump sum, without changing your lifestyle.
We answer your questions
Bare ownership & life annuity will no longer hold any secrets for you
How to distinguish between bare ownership and a life annuity?
In the case of a bare ownership sale, you retain the usufruct of your property and receive a single lump sum called the “net seller’s capital”. In the case of a life annuity, you transfer your property in return for a lump sum called the “bouquet” plus a lifetime annuity.
How to distinguish between bare ownership and life annuity?
By opting for a life annuity, you receive a monthly or quarterly annuity which helps to diversify and increase your income. This choice also has the advantage of protecting your loved ones and protecting you against life's unexpected events.
A bare ownership sale offers the possibility of obtaining immediate capital. This amount can be used to improve your quality of life or to finance important projects for you or your loved ones, such as renovations, new investments or donations.
What is the average age to sell bare ownership or arrange a life annuity?
There is no fixed age limit for selling a bare ownership or in return for a life annuity. It is important to note, however, that these options are generally more advantageous from the age of 65, because they allow you to benefit from additional income while remaining at home or receiving an immediate lump sum.
Our experts guide you throughout of the sales process
A dedicated expert supports your project until its completion and takes the time to guide you through each step of the process of selling your property. Always on hand to answer your questions, whether in the agency or over the phone, our advisors can be trusted to create the solution that suits you best.
Step-by-step tailored support
-
1
Property valuation by our experts
Since 1984, Junot has been leveraging its experience and expertise to value properties. The first step is to determine the market value of your property, ensuring a precise and informed approach.
-
2
Personalized support throughout the sales process
Once the best sale solution is selected to meet your needs, a dedicated advisor will guide you through every stage of the bare ownership or life annuity sale, offering expert advice and tailored assistance.
-
3
Legal analysis
We provide comprehensive legal and tax support throughout the process, all the way until the deed is signed. Our team is with you at every step to ensure a seamless and secure transaction.
-
4
Connecting with our buyers
Our extensive network includes both institutional and individual buyers, all with the necessary resources to purchase your property.
Our dedicated team in bare ownership & life annuity
Convinced that your projects are timeless, our consultants have extensive local expertise enabling them to provide a reliable estimate of the market value of your real estate assets.
-
-
-
-
Jason JALKH
Analyste Commercialisation
- 01 87 53 05 78
- commercialisation@junot.fr
- French, English, Arabe
Let's meet to talk about your project
Whether in an agency or on the telephone, we remain at your complete disposal to advise you on your real estate project.
-
Estimate by appointment
Book an appointmentLet’s meet to assess the value of your property. All our estimates are free of charge.
-
Be contacted
Submit my requestLet us know your availability and a consultant will contact you as soon as possible.
All the latest real estate news
Real estate market
11.04.25
The 9th arrondissement
regains its dynamism
Real estate market
20.03.25
2025: A new lease of life
for real estate thanks to falling rates
Real estate market
20.03.25
The 17th arrondissement real estate market
has regained its momentum
Real estate market
06.02.25
Real estate market update:
post-covid to 2024 & Trends 2025
